Affirm Payment Options
Flexible, Transparent Payments for Smart Tech
Don't wait to upgrade your home. Pay over time with Affirm at MYSMARTLIFE, allowing you to split your purchase into simple, manageable monthly payments. Our partnership with Affirm provides you with transparent terms and a payment plan that fits your budget, with absolutely no hidden fees.
While 0% APR (Annual Percentage Rate) may be available on select purchases and promotions, otherwise an APR may apply based on your eligibility. All terms, including the total cost of the loan and interest (if applicable), are clearly shown at checkout before you finalize your purchase.
How Affirm Works in 4 Simple Steps
Financing your smart tech is quick and easy:
- Select Affirm at checkout: Choose Affirm as your payment method when completing your purchase.
- Eligibility decision: Enter a few pieces of information (like your phone number) and get a quick eligibility decision and see your exact payment options.
- Pick a plan: Choose the monthly payment schedule (e.g., 3, 6, or 12 months) that works best for you. The full cost and all terms are shown up front.
- Complete your order: Confirm your plan, and your order is placed immediately! You receive your items while you pay over time.
Credit Checks & Eligibility Transparency 🔒
When you check your eligibility at checkout, Affirm typically performs a soft credit check. This initial check is safe and will not impact your credit score. However, for certain financing options, accepting a loan may require a hard credit inquiry or involve reporting loan activity (both positive and negative) to credit bureaus. All details regarding credit checks and reporting are clearly displayed by Affirm before you agree to any loan terms.
Why Customers Choose Affirm
- No Hidden Fees: What you see before you confirm is the total amount you will pay—Affirm never charges late fees or penalty fees.
- Predictable Payments: Clear payment schedules and fixed totals mean you know exactly what you owe and when.
- Easy Management: Conveniently view and manage all your payments, receive reminders, and set up auto-pay in the user-friendly Affirm app or website.
Get Started Today
Ready to shop now and pay later? It’s simple:
- Add to cart: Shop your favourite smart tech and accessories at MYSMARTLIFE.
- Choose Affirm: Proceed to checkout, select Affirm, and review your payment options.
- Confirm: Place your order and enjoy your new devices with a payment plan that fits your budget.
Need Help?
For questions specific to your eligibility or payment plan, please contact Affirm directly via their app or website. For questions about your order or returns, email [email protected] and we’ll assist.
Affirm Disclosure (Regulatory Notice)
Payment options are provided by Affirm Canada Holdings Ltd. (“Affirm”). APR (Annual Percentage Rate) may range from 0% to 31.99% (where available and subject to provincial limits). Eligibility and rates are based on your credit profile. Payment options depend on purchase amount and may not be available in all provinces/territories. The specific payment schedule, interest rate, and total cost are always shown at checkout before you finalize the loan. For full terms and conditions, please see affirm.com/en-ca/terms.